In most casinos today, Baccarat is played with eight complete
decks of cards. The cards are shuffled by the dealer or
"croupier," and then reshuffled and placed in a special box
called the "shoe." The game is played by set rules outlined
below. There is no option in the game on drawing or standing.
The object of the game is to come as close to the number 9 as
Before each new hand is delt, a player will place a wager on
either the "Player" or the "Banker", or they can even bet on
the "tie" whether or not they made a bet on the player or
banker. The winning hand will be the hand closest to 9. Each
hand will receive at least two cards but no more than three.
The first and third cards dealt from the shoe constitute the
"Player's" hand, and the second and forth cards constitute
the "Banker's" hand.
Face cards and tens count as 0; Aces count as 1, and all
other cards count as face value. If required, a third card is
dealt to each hand according to specific rules outlined in
the chart below. If the point value of the first two cards
for either hand is 8 or 9, that is known as a "Natural" and
no additional cards will be drawn.
The hand with the highest point total closest to 9 wins.
Winning bets are paid even money. However, a winning "Banker"
bet pays a 5% commission which is withheld from winnings
after each such bet. If both hands result in identical
totals, the "Tie" bet wins, paying 8 to 1. When a "Tie"
occurs, all bets on the "Player" and the "Banker" are neither
paid nor taken.
|When the first two
|1, 2, 3, 4, 5, 0
||Draws When Player's
Third Card is:
||Does not Draw When
the Player's Third Card is:
When the player stands on 6 or 7, the Banker must draw on
totals of 0,1,2,3,4, and 5, and stand on 6,7,8 and 9. The
Banker must draw on totals of 0,1 or 2, then observe the
rules for Banker.