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Baccarat Rules

In most casinos today, Baccarat is played with eight complete decks of cards. The cards are shuffled by the dealer or "croupier," and then reshuffled and placed in a special box called the "shoe." The game is played by set rules outlined below. There is no option in the game on drawing or standing. The object of the game is to come as close to the number 9 as possible.

Baccarat Game -  Las Vegas Casino


Before each new hand is delt, a player will place a wager on either the "Player" or the "Banker", or they can even bet on the "tie" whether or not they made a bet on the player or banker.  The winning hand will be the hand closest to 9. Each hand will receive at least two cards but no more than three. The first and third cards dealt from the shoe constitute the "Player's" hand, and the second and forth cards constitute the "Banker's" hand.

Face cards and tens count as 0; Aces count as 1, and all other cards count as face value. If required, a third card is dealt to each hand according to specific rules outlined in the chart below. If the point value of the first two cards drawn
for either hand is 8 or 9, that is known as a "Natural" and no additional cards will be drawn.

The hand with the highest point total closest to 9 wins.
Winning bets are paid even money. However, a winning "Banker" bet pays a 5% commission which is withheld from winnings after each such bet. If both hands result in identical totals, the "Tie" bet wins, paying 8 to 1. When a "Tie" occurs, all bets on the "Player" and the "Banker" are neither paid nor taken.



When the first two cards total:  
1, 2, 3, 4, 5, 0 DRAW
8, 9 STANDS (natural)



Banker Having Draws When Player's Third Card is: Does not Draw When the Player's Third Card is:
3 1-2-3-4-5-6-7-9-0 8
4 2-3-4-5-6-7 1-8-9-0
5 4-5-6-7 1-2-3-8-9-0
6 6-7 1-2-3-4-5-8-9-0
7   Stands
8-9   Natural Stands

When the player stands on 6 or 7, the Banker must draw on totals of 0,1,2,3,4, and 5, and stand on 6,7,8 and 9. The Banker must draw on totals of 0,1 or 2, then observe the rules for Banker.